You've got a few cards. Most of the time you just grab one and hope. CardPilot tells you the right one for every purchase — so you stop leaving rewards behind without thinking about it.
Free to join · No credit card required · Built in Nebraska
CardPilot does the optimizing a points obsessive would — so you never have to become one.
Tell us the category and amount. CardPilot names the card that earns most, and explains why in plain English.
Upload a statement (CSV or PDF). CardPilot sorts every purchase and shows what you earned and what you left behind.
Put up to four cards side by side on rewards, perks, fees, and real net value — not just headline multipliers.
Track points across programs and see the best way to use them, starting from where you actually want to go.
Set an airline or hotel goal and CardPilot routes the right spend toward it. Ignore it entirely if you don't care.
CardPilot tracks intro-APR end dates and warns you at 90, 60, and 30 days.
No bank connection required to start. Add your cards and let CardPilot do the rest.
Pick what you own from our database. Add household members or a business in seconds.
Cash back, travel, status, or just "the most value." CardPilot tailors every call to that.
A quick look tells you the right card. Upload statements when you want to see earnings and trends.
Cards across multiple entities and employees is a mess to track. CardPilot keeps it in one place.
I have more credit cards than I'd like to admit, and for years I just used the same one for everything — losing rewards I'd technically already earned, on purchases I was making anyway.
Every "which card should I use" tool assumed I wanted to become a points expert. I didn't. I just wanted the right answer. So I built CardPilot to give it to me — and to you.
— Jen, founder
Join the waitlist and be first in when we open access.
No spam. No credit card. Just the right card, every time.